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? about getting a mortgage with bad consumer credit I have unpaid credit card debts that are actually beyond the law of limitations to recover on but will appear on my credit reports for another several years. I'm curious how that will affect my ability to getting a mortgage from an old-fashioned lender like a good bank, should I seekbefore the debts slide off my credit. I'd like to know from anyone who has experienced this, or those that know how bankers view this. My credit ratings is abysmal, but I've converted things around economiy and my income currently is such that a good modest home is affordable. Don't even waste your hard earned cash on application feeWhy don't you pay your charges? I did exactly what my lawyer told me to. I was experiencing difficulty paying in whole back then along with a smaller income and also higher expenses. I was well-advised that my bill with each credit card was too small to remain sued on and for that reason not to compensate anything while our lawyer negotiatied with my credit card banks. We tried to contact an agreement utilizing debtors, but couldn't. I was advised in avoiding any payments to avoid restarting the clock in the statute of limits. Now that the actual statute of disadvantage is past, I might still pay these debts (I get offers to settle for pennies in the dollar now) but would have to talk about it with our lawyer first. We'd have told you actually that too at the moment but your best option may be to lay low for a while longer. lol I think you understood just what exactly I meant, however , I used the expression debtors when That i meant lenders. actually sounds like ideal FHA nominee.
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